Platinum MasterCard®

Compare the features of our credit card and we know you'll want to make the switch:

For a limited time, open a new UNITED SA Platinum MasterCard and transfer a balance of at least $2,500 during the first month you have the card, and you'll get $75!

  • Rates from 8.99% - 15.00 APR* on retail purchases (subject to credit approval)
  • 1% cash back on net retail purchases credited to you automatically each month, with no caps or limits on the amount you can earn
  • No annual fee**
  • No balance transfer fees
  • 25-day grace period on purchases
  • MasterCard® SecureCode® - protects against the unauthorized use of an enrolled card when shopping online - enroll now!
  • $1,000,000 common carrier travel accident insurance
  • Cell phone protection when the monthly bill is charged to the card
  • Auto rental CDW insurance coverage
  • Baggage delay insurance
  • Extended warranty protection - doubles the time period of the original manufacturer's written U.S. repair warranty for up to one year and up to $10,000 per claim
  • Price protection - reimburses you, within 60 days of purchase, for the difference between the price you have paid for an item and a lower advertised price for the same item
  • ID theft resolution services
  • Emergency cardholder services
  • Access to cash at ATMs worldwide
  • Zero liability for unauthorized transactions


To perform a balance transfer***, simply:


It pays to be a member with our Member Referral Program!

Call (800) 442-4757 to report a lost/stolen card or request emergency replacement of your UNITED SA Platinum MasterCard anytime 24/7.

To report fraud or dispute a credit card charge, call (800) 808-6402, Monday through Friday, from 7 am - 7 pm CST. Outside of these hours, please call (800) 528-2273.

*APR = Annual Percentage Rate.

**Minimum interest charge = None. Available APRs: 8.99%, 13.00% (variable), 15.00% (variable)

***Balance transfers accrue interest at your standard rate.