Platinum MasterCard®

Compare the features of our credit card and we know you'll want to make the switch:

  • Rates between 8.99% - 15.00% APR* on retail purchases (subject to credit approval)
  • 1% cash back on net retail purchases credited to you monthly
  • 6.99% APR** on balance transfers made during the first six months you have your card** - fixed for the life of the transferred balance.
  • Balance transfers at your stated rate available online after your six-month anniversary at GoToMyCard.com
  • No annual fee***
  • 5.90% APR on gas purchases at service stations, pay at the pump, wholesale petroleum and truck stops for the life of the balance****
  • 25-day grace period on purchases
  • $1,000,000 travel accident coverage
  • Cell phone protection when the monthly bill is charged to the card
  • Satisfaction Guarantee - will reimburse you for most purchases up to $250 per item and $1,000 annually when a retailer will not accept a return on an item
  • Auto rental CDW insurance coverage
  • Baggage delay benefits
  • Extended warranty protection - doubles the time period of the original manufacturer's written U.S. repair warranty for up to one year and up to $10,000 per claim
  • Purchase assurance - protects against damage or theft of most items purchased with your card for the first 90 days
  • Access to cash at ATMs worldwide
  • Zero liability for unauthorized transactions


To take advantage of our balance transfer offer**, simply complete ONE of the following steps:


It Pays to Refer Friends and Family!

Do you have friends or family who are looking for a great credit card? Refer them to UNITED SA by visiting unitedsareferral.org. We'll invite them to join and if they take out a credit card or loan with us, at loan closing, you'll both get $25.00!

To report a lost card or request emergency replacement of your UNITED SA Platinum MasterCard anytime 24/7, call (800) 442-4757.

*APR = Annual Percentage Rate

**Reduced APR balance transfer offer valid up to six months after the anniversary date of opening the credit card account. Any new balance transfers made after the first six months you have your card will accrue interest at your standard rate.

***Minimum interest charge = None. Available APRs: 8.99%, 13.00% (variable), 15.00% (variable)

****Gas purchases at grocery stores may not be eligible for this reduced rate. Accounts 90 days or more past due will revert to the standard rate.