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Starter MasterCard®

Apple Pay

Can't get a credit card due to the lack of a credit history?

This card can help you establish credit. You'll enjoy all of the benefits of our Platinum MasterCard® at the low rate of 15.00% APR* with a credit limit of up to $500.

Starter MasterCard requirements:

  • 18 years of age or older
  • Proof of income
  • Full-time or part-time employment with the same employer for at least six months

Lost/Stolen Card & Emergency Replacement: (800) 442-4757, anytime 24/7.

Frauds/Disputes: (800) 808-6402, Monday through Friday, 7 am - 7 pm CST. Outside these hours, please call (800) 528-2273.



*APR = Annual Percentage Rate.