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Starter MasterCard®

If you cannot get a credit card due to the lack of a credit history, this card can help you establish credit. You'll enjoy all of the benefits of our Platinum MasterCard® at the low rate of 15.00% APR* with a credit limit of up to $500. Take advantage of our low 3.9% APR* on purchases all summer long!

Starter MasterCard requirements:

  • 18 years of age or older
  • Proof of income
  • Full-time or part-time employment with the same employer for at least six months

Do you have friends or family who are looking for a great credit card? Refer them to UNITED SA by visiting www.unitedsareferral.org. We'll invite them to join and if they take out a credit card or loan with us, at loan closing, you'll both get $25.00!

To report a lost card or request emergency replacement of your UNITED SA Platinum MasterCard anytime 24/7, call (800) 442-4757.