Platinum MasterCard®

Apple Pay

When you spend with your UNITED SA Platinum MasterCard, you also get paid - AUTOMATICALLY!

Compare our card to your current card and we know you'll want to make the switch!

  • Rates from 8.99% - 15.00 APR* on retail purchases (subject to credit approval)
  • 1% cash back on net retail purchases credited to you automatically each month, with no caps or limits on the amount you can earn
  • No annual fee**
  • No balance transfer fees
  • Local application and local approval
  • Chip cards (EMV) available

More Card Perks

  • 25-day grace period on purchases
  • $1,000,000 common carrier travel accident insurance
  • Auto rental CDW insurance coverage
  • Cell phone protection when the monthly bill is charged to the card
  • Baggage delay insurance
  • Extended warranty protection - doubles the time period of the original manufacturer's written U.S. repair warranty for up to one year and up to $10,000 per claim
  • Price protection - reimburses you, within 60 days of purchase, for the difference between the price you have paid for an item and a lower advertised price for the same item
  • ID theft resolution services
  • Emergency cardholder services
  • Access to cash at ATMs worldwide
  • Zero liability for unauthorized transactions

To perform a balance transfer:

  • Contact the credit union directly at (210) 561-4500 or (800) 531-8456, OR
  • Complete and print our Balance Transfer Certificate, fax the completed form to (210) 561-4503 or mail it to us
  • Note: Balance transfers accrue interest at your standard rate.


Lost/Stolen Card & Emergency Replacement: (800) 442-4757, anytime 24/7.

Frauds/Disputes: (800) 808-6402, Monday through Friday, 7 am - 7 pm CST. Outside these hours, please call (800) 528-2273.


*APR = Annual Percentage Rate.
**Minimum interest charge = None. Available APRs: 8.99%, 13.00% (variable), 15.00% (variable)

From the UNITED SA Credit Union website, you may access links that will leave our website and take you to a site we do not operate. UNITED SA is not responsible for the content or availability of linked sites. Please be advised that we do not represent either the third party or you if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from ours.