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Loan Extension

Unable to make your loan payment or need a little extra cash to tide you over?

If you are eligible*, you may request a loan extension and we'll give you some extra time to make your next loan payment.

How it works:

  • A loan extension brings an installment loan current by moving a payment to the end of the loan.
  • It extends the term of your loan by the number of months the loan is extended.
  • Interest continues to accrue daily for the extended period (which may increase the total paid over the life of the loan, as well as your final payment.)
  • There is a $35 fee per loan extension that can be paid via check or money order made payable to UNITED SA, cash, credit card ($5 fee applies), or deducted from your UNITED SA account.

*All accounts must be in good standing with a savings account balance of $5 or more. At least six monthly payments must have been made on a loan for consideration. You may request a Loan Extension on eligible loans once every six months.

Loans Not Eligible for a Loan Extension:

  • Real Estate Secured Loans
  • FHA Title 1 Loans
  • Certain specially underwritten Auto Loans
  • Share or Share Certificate Secured Loans
  • Leases
  • Credit Cards
  • Single Payment Loans
  • Balloon Payment Loans
  • Lines of Credit
  • Commercial and Business Secured Loans
  • Restructured Loans
  • Bankruptcy
  • Member Business Loans
  • Loans paid by an insurance claim or through a debt management program
  • Any collateralized loan with an active CPI policy