Q: Is there any way to get through the back-to-school season without spending a small fortune?
A: Back-to-school time is the second largest shopping season of the year. If all that spending makes your head pound, take heart. We’ll help you navigate it with your budget and sanity intact. Read on for 12 back-to-school saving tips.
Going on vacation should mean more than waking up in a different bed. It should also mean getting to see and know a place more like a local does. That’s part of the appeal behind room-sharing sites like the incredibly popular AirBNB. AirBNB lets anyone with a spare room become a host. As a guest, you can stay with a local and get a real sense of what a location is all about. Also, you can save quite a bit of money!
Q: My wife wants to charge our son rent now that he’s finished school and moving back home. I’m not comfortable with that and want him to feel that he’s always welcome no matter how old he is. What do we do?
Single parenting brings unique budgeting challenges.
The U.S. Department of Agriculture reports that it costs an estimated $241,080 for a middle-income couple to raise a child to age 18 – and many single parents shoulder that responsibility alone. Even with adequate child support, it’s smart to be proactive about financial matters as a single mom or dad.
Q: I’ve heard VantageScore is getting an overhaul. What kind of changes are being made and how will this affect how my score is calculated?
A: The VantageScore, which dictates the way credit bureaus — Experian, TransUnion, and Equifax — determine your credit score, is getting a shake-up this fall. It’s wise be learn all you can about these changes so you can make the necessary adjustments to your credit behavior.