Check out all the features of a UNITED SA^® Checking Account and we'll know you'll agree that there's no comparison!

• No minimum balance requirement
• No monthly service fee
• No per-check fee
• Unlimited check writing
• Online check ordering
• Free Debit MasterCard^®
• Dividends paid monthly based on the daily balance - check out our rates!
• Direct deposit accepted
• Automatic transfers
• Free Audio Response System
• Free E-Statements
• Free E-Teller online account access
• Free E-Bills with unlimited payments with an active UNITED SA Checking Account 
• Overdraft protection available from a UNITED SA Savings Account or Line of Credit
• Overdraft privilege up to $500 available (after 60 days)
• Electronic credits and debits accepted: ACH routing number: 314088860 (for all paper and electronic items)

In addition, with a Regular Checking Account, you enjoy the following:

• Unlimited free transactions at any UNITED SA-owned ATM
• Use of any Randolph-Brooks FCU, Firstmark CU, River City FCU, Baptist FCU and Air Force FCU ATM surcharge-free
• PULSE fees waived on the first four withdrawals or balance inquiry transactions per month at non-UNITED SA-owned ATMs
• ATM transactions at the credit unions listed above do not count against your four free foreign ATM transactions per month

The minimum opening deposit for a UNITED SA Checking Account is $25.00. Members committing their net pay may open with less than the minimum.