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Regular Checking

Apply now for a UNITED SA Checking Account!Check out all the features of a UNITED SA® Checking Account and we'll know you'll agree that there's no comparison!

  • No minimum balance requirement
  • No monthly service fee
  • No per-check fee
  • Unlimited check writing
  • Online check ordering
  • Free Debit MasterCard®
  • Dividends paid monthly based on the daily balance - check out our rates!
  • Direct deposit accepted
  • Automatic transfers
  • Free Audio Response System
  • Free E-Statements
  • Free E-Teller online account access
  • Free E-Bills with unlimited payments with an active UNITED SA Checking Account 
  • Overdraft protection available from a UNITED SA Savings Account or Line of Credit
  • Overdraft privilege up to $500 available (after 60 days)
  • Electronic credits and debits accepted: ACH routing number: 314088860 (for all paper and electronic items)


In addition, with a Regular Checking Account, you enjoy the following:

  • Unlimited free transactions at any UNITED SA-owned ATM
  • Use of any Randolph-Brooks FCU, Firstmark CU, River City FCU, Baptist FCU and Air Force FCU ATM surcharge-free
  • PULSE fees waived on the first four withdrawals or balance inquiry transactions per month at non-UNITED SA-owned ATMs
  • ATM transactions at the credit unions listed above do not count against your four free foreign ATM transactions per month


The minimum opening deposit for a UNITED SA Checking Account is $25.00. Members committing their net pay may open with less than the minimum. 

 
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