Share Certificates

A UNITED SA Share Certificate is an excellent investment opportunity if you do not need immediate access to your funds and want to invest for longer periods to obtain a higher rate of return.

We offer several options to meet your needs:

  • Regular Certificate ($500.00 or more)
  • IRA Certificate ($500.00 or more)
  • Club 21 Certificate ($250.00 or more)
  • Jumbo Certificate ($100,000.00 or more)
  • Bump It Up Certificate - ($500.00 or more)

Bump It Up Certificate

  • Minimum deposit of $500.00
  • Available as a Regular Certificate only with a 24 or 36 month term
  • Initial rate is the same as the Regular Certificate rate
  • If our published rate for your Bump It Up Certificate increases during the term of your certificate, you may request a one-time rate adjustment to match the current published rate
  • The maximum adjustment is 1%
  • Certificate terms remain the same after a rate adjustment

All other Certificates are available for terms from two (2) to sixty (60) months. Dividend Rate and Annual Percentage Yield (APY) may vary depending on length of term.