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Share Certificates

A UNITED SA Share Certificate is an excellent investment opportunity if you do not need immediate access to your funds and want to invest for longer periods to obtain a higher rate of return.

We offer two options to meet your needs:

  • Regular Certificate ($500.00 or more)
  • IRA Certificate ($500.00 or more)
 
Note:

Certificates are available for terms from six to 60 months. Dividend Rate and Annual Percentage Yield (APY) may vary depending on length of term.

A penalty will be imposed for early withdrawal. A withdrawal of all or any portion of the principal prior to maturity will cause automatic termination of the Certificate Account. For a Certificate with a term of one year or less, the penalty will be equal to 90 days worth of dividends, whether earned or unearned, which could reduce the principal balance of the Certificate. For a Certificate with a term exceeding one year, the penalty will be equal to 180 days worth of dividends, whether earned or unearned, which could reduce the principal balance of the Certificate.