Regular Checking

Check out all the features of a UNITED SA Regular Checking Account and we know you'll agree that there's no comparison.

Benefits of a FREE Regular Checking Account:

  • No minimum balance requirement, no monthly service fee, no per-check fee
  • Unlimited check writing
  • Online check ordering
  • Dividends paid monthly based on the daily balance - review our rates!
  • Direct deposit
  • Automatic transfers
  • Overdraft Protection is available from a UNITED SA Savings Account or Line of Credit
  • Overdraft Privilege is available up to $500* (after 60 days)
  • Electronic credits and debits accepted

Additional features of a FREE Regular Checking Account:


In addition, you can expect to enjoy the following benefits with your FREE Regular Checking Account:

  • Unlimited FREE transactions at any UNITED SA® owned ATM
  • Unlimited FREE transactions at almost 30,000 ATMs in the nationwide CO-OP ATM Network.
  • Use of any ATM at Firstmark CU, River City FCU, Baptist FCU, and Air Force FCU surcharge-free
  • PULSE fees waived on the first four withdrawals or balance inquiry transactions per month at non-UNITED SA®-owned ATMs
  • ATM transactions at the credit unions listed above do not count against your four free foreign ATM transactions per month

*If you use this service you many incur a fee.
The minimum opening deposit for a UNITED SA Checking Account is $25.00. Members committing their net pay may open with less than the minimum.