MasterCard® Check Card

In order to protect the credit union and members from check card fraud, we periodically must block certain geographic areas or merchants that are experiencing high instances of fraud.

Apple Pay

NOTE: If you are in the San Antonio area and can visit a UNITED SA branch location, check out our Instant Issue Unique Check Card!

The MasterCard® Check Card is a checkbook and ATM card all in one - and it's FREE.

MasterCard Check Card benefits include:

  • Accepted at millions of locations worldwide including places where checks are not accepted.
  • Your transaction amount is conveniently deducted from your available UNITED SA Checking Account balance.
  • No finance charges or monthly payments.
  • Never carry cash or a checkbook again!
  • Avoiding the hassles of showing your I.D. or writing a check. Just swipe your card and sign your receipt.

Lost/Stolen Check Card?

If so, notify UNITED SA at once or the available balance in your account could be in jeopardy! The quickest way to notify us is by telephone.
Call (210) 561-4500 or (800) 531-8456 Monday - Friday during published business hours
After hours, please call (800) 528-2273 in the U.S. or (812) 647-9794 outside the U.S.


Call (800) 808-6402, Monday through Friday, from 7 am - 7 pm CST. Outside these hours, please call (800) 528-2273.

Important Notice

To protect you against check card fraud, the purchase limit for the personal UNITED SA MasterCard Check Card is $1,500 per day. To further protect you, we have implemented Check Card Fraud Alerts. For your convenience, here are our Frequently Asked Questions (FAQ) about the program.

If you are traveling to a foreign country and want to use your MasterCard Check Card, please contact us and we can ensure that your card will be accessible while traveling. In order to safeguard the funds in your credit union account, we strongly suggest that you use traveler's checks, a MasterCard® Travel Card or a credit card, such as the UNITED SA Platinum MasterCard® to make purchases when traveling abroad.

From the UNITED SA Federal Credit Union website, you may access links that will leave our website and take you to a site we do not operate. UNITED SA is not responsible for the content or availability of linked sites. Please be advised that we do not represent either the third party or you if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from ours.