Free & Easy Checking

Check out our full-featured free checking and you'll see there's no comparison.

Free & Easy Checking Benefits:

  • No minimum balance requirement, no monthly service fee, no per-check fee
  • Unlimited check writing
  • Online check ordering
  • Dividends paid monthly based on the daily balance - review our rates!
  • Direct deposit
  • Automatic transfers
  • Overdraft Protection is available from a UNITED SA Savings Account or Line of Credit
  • Overdraft Privilege is available up to $500* (a waiting period may apply)
  • Electronic credits and debits accepted

Additional Free & Easy Checking Features:


You get even more with Free & Easy Checking:

  • Unlimited FREE transactions at any UNITED SA® owned ATM
  • Unlimited FREE transactions at almost 30,000 ATMs in the nationwide CO-OP ATM Network.
  • Use of any ATM at Firstmark CU, River City FCU, Baptist FCU, and Air Force FCU surcharge-free

*If you use this service you may incur a fee.
The minimum opening deposit for a Free & Easy Checking Account is $25.00. Members committing their net pay may open with less than the minimum.