|
|
|
Rates
Loans | Savings | Certificates
Rates effective as of May 1, 2010. Rates subject to change.
Loan rate, term and amount financed are determined by credit worthiness. Final rate and term are assigned at time of application approval.
Additional vehicle loan rate discounts are available with our Relationship Rewards or Vehicle Protection Package programs!
|
| Loans |
APR* as low as
|
Term (mos) |
|
| New/Used Vehicle (up to 100% Retail Value) 2006-2010 |
5.900 |
24 |
Calculator |
| New/Used Vehicle (up to 100% Retail Value) 2006-2010 |
5.900 |
36 |
Calculator |
| New/Used Vehicle (up to 100% Retail Value) 2006-2010 |
5.900 |
48 |
Calculator |
| New/Used Vehicle (up to 100% Retail Value) 2006-2010 |
5.900 |
60 |
Calculator |
| New/Used Vehicle (up to 100% Retail Value) 2006-2010 (Minimum amount financed of $15,000) |
6.200 |
66 |
Calculator |
| New/Used Vehicle (up to 100% Retail Value) 2006-2010 (Minimum amount financed of $20,000) |
6.650 |
72 |
Calculator |
| Used Vehicle (up to NADA Book Retail Value) 2003-2005 |
6.900 |
42 |
Calculator |
| Used Vehicle (up to NADA Book Retail Value) 2003-2005 |
7.150 |
48 |
Calculator |
| Platinum MasterCard® |
8.990 |
N/A |
Calculator |
| Starter MasterCard® |
15.000 |
N/A |
Calculator |
| Farm Equipment (90% Appraised value) |
10.000 |
60 |
Calculator |
| FHA Title I Home Improvement (any location) Up to $7,400 |
6.000 |
60 |
Calculator |
| Insurance Policy (100% of Current Cash Value) |
8.750 |
60 |
Calculator |
| Line of Credit (LOC) |
12.000 |
12 |
Calculator |
| Line of Credit (LOC) |
12.000 |
18 |
Calculator |
| Line of Credit (LOC) |
12.000 |
24 |
Calculator |
| Line of Credit (LOC) |
12.000 |
36 |
Calculator |
| Line of Credit (LOC) |
12.000 |
48 |
Calculator |
| New Boat/Motorcycle/Jet Ski (up to 100% Retail Value) (Amount financed must be at least $15,000 to exceed term) |
6.250 |
48 |
Calculator |
| New Boat/Motorcycle/Jet Ski (up to 100% Retail Value) (Amount financed must be at least $15,000) |
6.500 |
60 |
Calculator |
| New RV/Camper/Travel Trailer (up to 100% Retail Value) |
5.250 |
60 |
Calculator |
| New RV/Camper/Travel Trailer (up to 100% Retail Value) |
6.500 |
84 |
Calculator |
| New RV/Camper/Travel Trailer (up to 100% Retail Value) (Amount financed must be at least $30,000 to exceed term) |
7.000 |
96 |
Calculator |
| New RV/Camper/Travel Trailer (up to 100% Retail Value) (Amount financed must be at least $30,000) |
7.250 |
120 |
Calculator |
| New RV/Camper/Travel Trailer (up to 100% Retail Value) (Amount financed must be at least $30,000) |
8.000 |
144 |
Calculator |
| Other Secured- Furniture, Major Appliances, etc. (90% of purchase price) Maximum $10,000 |
7.750 |
12 |
Calculator |
| Other Secured- Furniture, Major Appliances, etc. (90% of purchase price) Maximum $10,000 |
8.250 |
18 |
Calculator |
| Other Secured- Furniture, Major Appliances, etc. (90% of purchase price) Maximum $10,000 (Amount financed must be at least $3,000) |
8.500 |
24 |
Calculator |
| Other Secured- Furniture, Major Appliances, etc. (90% of purchase price) Maximum $10,000 (Amount financed must be at least $4,000) |
8.750 |
36 |
Calculator |
| Other Secured- Furniture, Major Appliances, etc. (90% of purchase price) Maximum $10,000 (Amount financed must be at least $4,000) |
9.500 |
48 |
Calculator |
| Personal Computer (100% of purchase price) New Computers Only Maximum $4,000 |
7.250 |
12 |
Calculator |
| Personal Computer (100% of purchase price) New Computers Only Maximum $4,000 |
8.250 |
18 |
Calculator |
| Personal Computer (100% of purchase price) New Computers Only Maximum $4,000 (Amount financed must be at least $3,000) |
8.500 |
24 |
Calculator |
| Signature |
8.000 |
12 |
Calculator |
| Signature |
10.000 |
18 |
Calculator |
| Signature |
11.000 |
24 |
Calculator |
| Signature |
12.000 |
36 |
Calculator |
| Signature |
12.000 |
48 |
Calculator |
| Stocks/Bonds/Mutual Funds (50% of Current Value) |
10.500 |
60 |
Calculator |
| Used Jet Ski (up to NADA Book Trade-In Value) |
6.750 |
24 |
Calculator |
| Used Jet Ski (up to NADA Book Trade-In Value) |
7.250 |
36 |
Calculator |
| Used RV/Camper/Travel Trailer (up to NADA Book Retail Value) |
5.750 |
48 |
Calculator |
| Used RV/Camper/Travel Trailer (up to NADA Book Retail Value) (Amount financed must be at least $20,000 to exceed term) |
6.250 |
60 |
Calculator |
| Used RV/Camper/Travel Trailer (up to NADA Book Retail Value) (Amount financed must be at least $20,000) |
7.500 |
84 |
Calculator |
| Used RV/Camper/Travel Trailer (up to NADA Book Retail Value) (Amount financed must be at least $20,000) |
8.250 |
96 |
Calculator |
| Used RV/Camper/Travel Trailer (up to NADA Book Retail Value) (Amount financed must be at least $20,000) |
8.750 |
120 |
Calculator |
| Used Boat/Motorcycle (up to NADA Book Retail Value) |
6.750 |
36 |
Calculator |
| Used Boat/Motorcycle (up to NADA Book Retail Value) |
7.250 |
48 |
Calculator |
| Unimproved Property Loan (Vacant Land) ($10,000 - $250,000) |
8.000 |
180 |
Calculator |
| Annual Percentage Yield (APY) is accurate as of July 1, 2010 and may change after the account is opened. Dividends are based on the daily balance and paid to the account monthly. Fees or other conditions could reduce the earnings on the account. |
| Savings |
Dividend Rate |
APY* |
Term |
| Money Market (Balance $0 - $2,499.99) |
0.05 |
0.05 |
n/a |
| Money Market (Balance $2,500 - $9,999.99) |
0.15 |
0.15 |
n/a |
| Money Market (Balance $10,000 - $19,999.99) |
0.40 |
0.40 |
n/a |
| Money Market (Balance $20,000 - $79,999.99) |
0.55 |
0.55 |
n/a |
| Money Market (Balance $80,000 - over) |
0.65 |
0.65 |
n/a |
| |
|
|
|
| Checking (Balance Up To $1,999.99) |
0.05 |
0.05 |
n/a |
| Checking (Balance $2,000 - over) |
0.10 |
0.10 |
n/a |
| |
|
|
|
| Premium Reward Checking (Balance Up To $25,000 & Requirements Met) |
2.03 |
2.05 |
n/a |
| Premium Reward Checking (Balance Over $25,000 & Requirements Met) |
1.01 |
1.01 |
n/a |
| Premium Reward Checking (Entire Balance & Requirements Not Met) |
0.05 |
0.05 |
n/a |
| |
|
|
|
| Savings (Balance Up To $6,999.99) |
0.05 |
0.05 |
n/a |
| Savings (Balance $7,000 - $19,999.99) |
0.10 |
0.10 |
n/a |
| Savings (Balance $20,000 - $39,999.99) |
0.20 |
0.20 |
n/a |
| Savings (Balance $40,000 and over) |
0.30 |
0.30 |
n/a |
| |
|
|
|
| Liquid Asset Account (Balance Up To $499.99)** |
0.15 |
0.15 |
n/a |
| Liquid Asset Account (Balance $500 and over)** |
1.00 |
1.00 |
n/a |
| |
|
|
|
| Health Savings Account (Balance Up To $500.99) |
2.00 |
2.02 |
n/a |
| Health Savings Account (Balance $501 -$1,000.99) |
2.25 |
2.27 |
n/a |
| Health Savings Account (Balance $1,001 and over) |
2.50 |
2.53 |
n/a |
| |
|
|
|
| Vacation/Christmas Club Account |
1.00 |
1.00 |
n/a |
| |
|
|
|
| Traditional and Roth IRAs & Education Savings Acct |
0.75 |
0.75 |
n/a |
*APY = Annual Percentage Yield. **Variable rate account subject to change when the Federal Funds rate changes.
Back to Top
|
APY Offered Period of July 29 - July 31, 2010 (Minimum Balance to earn APY $500 for Regular Share and IRA Certificates and $100,000 for Jumbo Share and IRA Certificates)
A penalty will be imposed for early withdrawal. We are not accepting institutional deposits at this time. |
Club 21 Certificates (ages 18-21) have dividend rates 0.25% higher than the above published rates. Minimum opening deposit = $250.00.
*APY = Annual Percentage Yield
Back to Top
|
|
|
|
