The UNITED SA^® Platinum MasterCard^®

Compare the features of our credit card with your other cards and we know you'll want to make the switch:

• Rates between 7.50% - 11.50% APR* on retail purchases (subject to credit approval)
• 1% cash back on net retail purchases credited to you monthly
• 4.99% APR on balance transfers** - fixed for the life of the transferred balance
• No annual fee
• 5.90% APR on gas purchases at service stations, pay at the pump, wholesale petroleum and truck stops for the life of the balance*** 
• 25-day grace period on purchases 
• $1,000,000 travel accident coverage
• Travel and emergency assistance services
• Extended warranty protection
• Access to cash at ATMs worldwide
• Zero liability for unauthorized Internet transactions

Ask us about our Family Account option, which offers one shared credit line assigned to the primary cardholder, who then determines who else will receive a card and the spending limit for each cardholder. This option can assist parents in introducing young adults to managing credit.

If you cannot get a credit card due to the lack of a credit history, our Starter MasterCard can help you establish credit. You'll enjoy all the above benefits of our Platinum MasterCard at the low rate of 11.50% APR with a credit limit of up to $500. Here are the requirements:

• 18 years of age or older
• Full-time or part-time employment with the same employer for at least six months
• Proof of income

Click here to apply today!
Already have your UNITED SA Platinum MasterCard? Click here to access your credit card account information online!

To take advantage of our 4.99% APR balance transfer offer**, please contact the credit union directly at (210) 561-4500 or 1-800-531-8456 or click here to print and complete our Balance Transfer Certificate. Please fax the completed form to (210) 561-4519 or mail it to the credit union.

To report a lost card or request emergency replacement of your UNITED SA Platinum MasterCard anytime 24/7, call 1-800-442-4757.

*APR = Annual Percentage Rate
** Reduced APR balance transfer offer valid up to six months after the anniversary date of opening the credit card account. After six months, balance transfers will accrue interest at your standard rate.
***Gas purchases at grocery stores may not be eligible for this reduced rate. Accounts 90 days or more past due will revert to the standard rate.