Do you currently rent? Would you like to become a home owner? Here is some advice to assist you in achieving that goal.

ID Theft

If you’re working towards home ownership (a great goal to work towards) consider this: some things that may seem meaningless right now could become big issues once you apply for a home loan. Namely, your credit report.

Yes, you may pay all your bills on time and never let a payment date go by without paying all debt in full. But guess what? There may be other people using your credit...and you don’t even know about it.

If that sounds scary, it’s because identity theft is pretty scary. It means others may have already applied for a home loan under your name! To find out, check your credit report today, and then check out this Web site: www.mysecurityplan.com.

Why? Because saving up for a down payment isn’t the only thing you need to do to prepare for home ownership.

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