Premium Reward Checking
You deserve more with your checking account. That’s why UNITED SA® offers Premium Reward Checking, an account that rewards you with high dividends, free nationwide ATM transactions and no fees. Not a good fit for you? Try our Regular Checking Account and still earn dividends while paying no fees.
Get rewarded for your checking relationship at UNITED SA with Premium Reward Checking!
Meet the following simple requirements during each statement cycle and we’ll pay you up to 4.01% APY* on your checking account!
- Use your UNITED SA Debit MasterCard® at least 10 times (excluding ATMs)
- Receive an E-Statement (Enroll now!)
- Access E-Teller (Enroll now!)
Do all three and you will be rewarded with:
- 4.01% APY on balances up to $25,000
- 1.01% APY on balances over $25,000
- Free unlimited nationwide ATM transactions
It's tough to beat the benefits of this FREE account. Contact us for more information.
Do you already have a UNITED SA Checking Account and want to switch to Premium Reward Checking? Click here to fill out our easy online form and we'll take care of the rest!
Regular Checking Account
Check out all the features of a UNITED SA® Checking Account and we know you'll agree that there's no comparison!
- No minimum balance required
- No monthly service fee
- No per-check fee
- Unlimited check writing
- Online check ordering
- Free Debit MasterCard, giving you 24/7 access to your checking funds
- Dividends paid monthly based on the daily balance - click here for our rates!
- First 50 checks free
- Direct deposit accepted
- Automatic transfers
- Account access 24/7 through our Audio Response System
- E-Statements to view cleared checks, deposits and more
- E-Teller to view account histories and balances, check images and more
- Overdraft protection available from a UNITED SA Savings Account or Line of Credit
- Overdraft Privilege up to $500 available (after 60 days)
- Electronic credits and debits accepted: ACH routing number: 314088860 (for all paper and electronic items)
In addition, with a Regular Checking Account, you enjoy the following:
- Unlimited free transactions at any UNITED SA-owned ATM
- Use of any Randolph-Brooks FCU, Firstmark CU, River City FCU, Baptist FCU and Air Force FCU ATM surcharge-free
- PULSE fees waived on the first four withdrawals or balance inquiry transactions per month at non-UNITED SA-owned ATMs
- ATM transactions at the credit unions listed above do not count against your four free foreign ATM transactions per month
The minimum opening deposit for a UNITED SA Checking Account is $25.00. Members committing their net pay may open with less than the minimum.
* APY = Annual Percentage Yield. 4.01% APY paid on balances between $0 and $25,000 and 1.01% APY paid on balances exceeding $25,000 each cycle the minimum requirements are met, which are performing at least 10 debit card transactions (ATM transactions excluded), receiving an E-Statement and accessing E-Teller at least once per cycle. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.05% APY, however it will not receive ATM refunds for that time period. Account requirements must be met at least two business days prior to the end of the month in order to receive the higher dividend rate and APY. You will receive automatic refunds on ATM fees nationwide up to $5.00 per transaction. Rates as of May 1, 2008. We may change the dividend rate and APY at any time after the account is opened. Available to personal accounts only. Fees could reduce the earnings on the account. Membership required; $5.00 deposit to Savings Account required to join. Membership open to anyone who lives, works, worships or attends school in Bexar County, Texas. Rates and terms are subject to change without notice.
Checking Accounts
