Secured loans are secured by UNITED SA® Savings Accounts, Certificate Accounts and other collateral.
Share Secured (New Money Only) - This is a 100% secured loan where your interest rate is our current savings rate + 3%.
Secured MasterCard® - Your Platinum MasterCard is 100% secured by your savings account.
Certificate Account - Your loan is for the same term as the certificate. The interest rate is the certificate rate + 3%.
Other Secured (90% of purchase price) - This type of loan is for furniture, major appliances, etc.
The maximum loan amount is $10,000. The amount financed must be at least $3,000 to exceed an 18-month term and $4,000 to exceed a 24-month term.
Personal Computer Loans (100% of purchase price) - This is available for new computers only. The maximum loan amount is $4,000. The amount financed must be at least $3,000 to exceed an 18-month term.