If you are a Texas homeowner*, a UNITED SA® Home Equity Loan may be your best borrowing option. It can be used for any legal purpose such as a new car or boat, new kitchen appliances, a dream vacation for your family or relief from credit card bills.
A home equity loan is an easy way to get the money you need for whatever you want to do. Contact us for current rates to take advantage of a low-cost answer to all of your borrowing needs.
Home Equity Loan Amounts
Minimum of $5,000
Maximum of $100,000
The home equity loan combined with the first mortgage may not exceed 80% of the fair market value of the home.
Qualifications
Normal credit criteria apply. Applicants must have an adequate source of funds for repayment and income commensurate with the credit limit approved.
You must have at least 20% of the appraised value owed on your mortgage paid off.
The property must be an owner-occupied, one or two-family house in Texas.
No condominiums, mobile homes or rental properties allowed.
Advantages
Lower interest rates than personal loans
Lower monthly payments
Longer terms
No fees if the loan is closed at UNITED SA®
*Texas Residence Homestead Property Only
**The online loan application is not valid for FHA Title I or Home Equity (Texas only) loans. Please contact us at (210) 561-4500 or toll-free at 1-800-531-8456 to obtain the correct application.
Home Equity
If you are a Texas homeowner*, a UNITED SA® Home Equity Loan may be your best borrowing option. It can be used for any legal purpose such as a new car or boat, new kitchen appliances, a dream vacation for your family or relief from credit card bills. 
