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If you are a Texas homeowner*, a UNITED SA®  Home Equity Loan may be your best borrowing option. It can be used for any legal purpose such as a new car or boat, new kitchen appliances, a dream vacation for your family or relief from credit card bills.

A home equity loan is an easy way to get the money you need for whatever you want to do.
Contact us for current rates to take advantage of a low-cost answer to all of your borrowing needs.

Home Equity Loan Amounts
  • Minimum of $5,000
  • Maximum of $100,000
  • The home equity loan combined with the first mortgage may not exceed 80% of the fair market value of the home.
Qualifications
  • Normal credit criteria apply.  Applicants must have an adequate source of funds for repayment and income commensurate with the credit limit approved.
  • You must have at least 20% of the appraised value owed on your mortgage paid off.
  • The property must be an owner-occupied, one or two-family house in Texas.
  • No condominiums, mobile homes or rental properties allowed.
Advantages
  • Lower interest rates than personal loans
  • Lower monthly payments
  • Longer terms
  • No fees if the loan is closed at UNITED SA®
*Texas Residence Homestead Property Only
 
**The online loan application is not valid for FHA Title I or Home Equity (Texas only) loans. Please contact us at (210) 561-4500 or toll-free at 1-800-531-8456 to obtain the correct application.
 

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